Risk Management
Life Protection
Life Insurance ensures that your loved ones are protected from the loss of future earnings upon the death of an insured person.
Medical Fund
Medical fund ensures that you are protected from medical expenses that may arise from an illness, injury and pregnancy.
Income Replacement
Income replacement is designed to replace part or all of your income if you or your dependents could not count on it anymore.
Keyman Insurance
Keyman insurance is a policy that offers high protection for key decision-makers in the business, minimizing the impact of losing such personnel.
Debt Cancellation
Debt cancellation ensures that any outstanding financial commitments can be met if you become terminally ill, disabled or suffer a medical trauma.
Buy Sell Agreement
A buy-sell agreement is a legally binding contract between co-owners of a business. It sets out a plan for what will happen if one owner dies and becomes incapacitated. A buy-sell agreement typically requires that the departing owner’s share of the business be sold back to the remaining owner(s) or the company itself.
Education Planning
Education planning ensures your child’s future higher education expenses are financially secured.
Retirement Planning
Retirement planning is designed to prepare yourself today for your future life, so you continue to meet all your goals and dreams independently.
Investment Planning
Investment Planning is a plan that combines investment and protection for financial safety, income and capital gains.
Will & Trust
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